Attention Home Buyers

For most homebuyers, residential finance is a confusing mess and little effort is expended on making the process easier to understand. The process becomes even more stressful when buyers realize:

• Lenders often prioritize their own interests over those of homebuyers.
• Few Real Estate Agents fulfill their legal obligation to represent buyers’ financial interests.
• Agent Referrals to lenders are sometimes driven by personal gain rather than the buyer’s benefit.
• Uninformed Mortgage Decisions can result in significant financial losses, both short-term and long-term.

Common Financial Pitfalls

1. Lenders Frequently Overcharge Borrowers through:

• Loan processing, underwriting, origination, and discount fees.
• These fees must be paid in cash at closing, reducing the funds available when buyers need them most.
• Unfortunately, many Real Estate Agents remain silent—whether due to ignorance or indifference—failing to protect their clients.

2. Title Companies May Inflate Fees, and many agents do little to intervene because:

• They may have a financial interest in the title company.
• They lack the knowledge to advocate for their clients effectively.
• They prioritize relationships with title companies over saving their clients money.

Smart Homebuyers Protect Themselves By:

1. Accessing AskChristee’s Smart Homebuyer Resources:

• Smart Homebuyer Video Library: Over 30 informative videos designed to help you make smart decisions. [See the video series link below.]
• AskChristee Resource Center: Access 25 homebuying articles, FAQs, and definitions to boost your homebuying knowledge.
• Effective Communication Guides: Learn how to communicate effectively with lenders and real estate agents.

2. Hiring the Right Real Estate Agent:

• Hire an agent who will represent your best interests, especially in financial matters.
• Watch “Understanding Buyer Agency” and “Negotiating Buyer Agency” videos for guidance on selecting the right agent.
• Conduct Independent Research – Interview multiple lenders and title companies to compare products and fees.
• Don’t rely solely on agent referrals—make informed decisions based on your own research.

Connect with Trusted Partners

Hire professionals who are committed to protecting your financial interests. Use the link below to find AskChristee’s trusted Real Estate Agents and Loan Officers, who pledge to save you thousands by safeguarding your finances.  Contact

Best way to avoid being ripped off is knowledge

We hope you enjoy your AskChristee experience!