Everyday Solutions
AskChristee Your Competitive Edge
One of the most stressful parts of buying a home is securing financing. Unfortunately, most agents offer little to no guidance on financial matters, which can lead many homebuyers to distrust both their agent and their loan officer.
AskChristee changes that dynamic. It empowers agents to engage meaningfully in financial discussions, helping you stand out from competitors and positioning you as a trusted advisor.
By using AskChristee, you can confidently review financing options with both your client and their lender—often discovering better solutions than typical lender suggestions. All calculations and analyses can be completed through the app or website, and they are location-specific anywhere in the U.S.
Establishing & Forecasting Purchase Options
AskChristee equips you to guide clients through critical decisions, including:
- Determining an affordable home price
- Comparing mortgage loan options
- Optimizing cash use for down payments and closing costs
- Identifying affordable homes with minimal cash investment
- Reviewing closing cost details and reduction strategies
- Evaluating seller concessions and their impact on affordability
- Comparing different locations and their affordability impacts
- Assessing interest rate changes on purchase budgets
- Comparing loan types (Conventional, FHA, USDA, VA) and their effects on affordability
- Exploring mortgage terms and their payment implications
- Leveraging special financing programs for first-time buyers
- Comparing mortgage insurance premiums across loan types
Addressing Hesitant Buyers
Many buyers hesitate for reasons such as:
- Waiting for more favorable market conditions or interest rates
- Believing renting offers better value
- Uncertainty about the long-term investment value of homeownership
- Lack of understanding about homeownership tax benefits
AskChristee delivers instant, clear analyses that help resolve doubts and guide clients toward informed decisions.
Working with Current Homeowners
For clients selling an existing property, AskChristee calculates:
- Estimated cash proceeds from a sale
- Affordable purchase prices based on desired payments and available cash
- Purchase scenarios using only a portion of available funds
Financing Options for a Specific Property
When clients have their eye on a property but have questions, AskChristee can instantly provide:
- Total mortgage payment
- Cash needed for a target monthly payment
- Minimum cash required to purchase
- Closing cost estimates and timing impacts
- Effects of payment subsidies
- Maximum allowable seller concessions
- Payment changes from interest rate adjustments
- Term comparisons (e.g., 25 vs. 30 years)
- Payment impacts of varying down payment percentages
- Loan amount limitations and corresponding payments
Working with Investors
Investor clients can significantly increase your earnings, but many agents feel unprepared to discuss metrics like ROI, Cap Rate, Debt Service Ratio, Return on Cash, GRM, and Return of Capital.
AskChristee calculates these figures instantly, enabling you to confidently present investment opportunities and represent investors professionally.
Serving Senior Clients
With over 50 million seniors in the U.S., many are downsizing each year. AskChristee helps you guide seniors through reverse mortgage purchases—allowing them to buy without a monthly mortgage payment.
Details provided include:
- Affordable home options based on age
- Reverse mortgage specifics for any property
- Location-tailored down payment and closing cost figures
- Flexible purchase price options based on available cash
AskChristee is your competitive advantage—helping you provide deeper value, build lasting client trust, and grow your career.