FAQs for Real Estate Agents
Does Dodd Frank prohibit agents from giving financial advice to homebuyers
No Dodd Franks specifically excludes real estate agents thus agents are not prohibited from discussing financial matters with their clients
Why do some companies discourage agents from being discussing financial matters
Great Question. Unfortunately this is a common practice. Typically, these companies are involved in the mortgage business. This practice encourages business to their mortgage company which is in their best interest but may not be in the buyers best interest.
Who can obtain access to the AskChristee calculation modules
Licensed Real estate agents and loan officers
What are the benefits to becoming a AskChristee Member?
You will have access to the sixteen unique ‘Christee Modules’ which will absolutely change your real estate career. You will separate yourself from competitors by answering questions like:
- What is an affordable price home based upon a desired payment
- What is best mortgage option for desired location
- How do I buy a home with the least amount of cash
- How much future wealth will I have as a homeowner
What is the monthly cost to become a member of AskChristee network?
The monthly cost is less than $20 per month , however, the cost does change so please visit ‘About Us’ page ‘For Real Estate Agents’.
Are there any conflicts with loan officers and AskChristee
No. Many loan officer use the Christee platform to enhance their ability to provide fast & accurate analysis and data to borrowers.
Are loan officers required to represent borrowers best interest
No. The only person with ‘agent’ responsibility in a real estate transaction is the real estate agent.
I do not want to discuss client income. How can Christee help me?
Christee provides two modules that were developed for agents that do not wish to discuss their client’s income or monthly debts. The Quick PreQual module will develop an in-depth report of purchase options based upon a desired monthly payment.
The Quick Buyer Choice module will develop purchase loan options for a specific property without entering the client’s income or debts
Either module will allow you to compare loan types, downpayments, and closing cost thus allowing your clients to make smart decisions.
Should Agents discuss finances with clients
An agent should protect the interest of the clients (homebuyer) in all matters. Finances are an extremely important aspect of buying a home.
The NAR endorsed agents using mortgage calculators to help REALTORS® advise their buyer clients, build trust and raise their clients’ financial literacy
I'm not sure I'm qualified to discuss financial matters.
Real estate agents are not licensed appraiser but they read and interpret sales data to arrive at an opinions of value. AskChristee will provide the financial analysis complete with comments and suggestions. By reviewing the Christee reports with clients and lenders, you elevate your role to that of a trusted advisor.
How much does the mobile app cost
There is no additional cost associated with having the mobile app on your phone.
Will AskChristee increase lead conversion.
Many homebuyers are inherently wary of salespeople. The key to making a good first impression is not sounding like a salesperson. AskChristee provides the tools for you to demonstrate your value in financial matters thus elevating you to a Trusted Advisor and not just a salesperson.
Do I need special training in mortgages to use Christee
The short answer is ‘No’. However, to increase your financial literacy you may wish to:
- Visit the help page for each module to better understand hows and whys of that particular module
- Read relevant finance articles under the resources page
AskChristee is a very professional tool but with a liitle practice you should become conversant in a very short period of time.
How does AskChristee help my career
AskChristee will allow you to provide guidance and insight in structuring buyers’ best financial options in buying a home. This guidance in one of the most (if not most) aspects of buying a home will enhance your value to buyers and separate you from competitors.
Can AskChristee guarantee my success
To achieve success in real estate requires many things including (a) commitment to hard work (b) Promoting yourself without sounding too salesy and (c) The ability to establish trust to those you wish to serve. You supply the work and Christee will create a easier path to success
How do I get complete details for Membership
Under the ‘About Tab’ select ‘For Real Estate Agents’ to determine availability and cost for AskChristee membership in your market
How does cancellation policy work
You may cancel your membership at any time. Membership dues will be prorated as of the date of your cancellation.
How do online mortgage calculators compare to AskChristee.
There is absolutely no comparison. AskChristee was developed to be a professional tool for loan officers and real estate agents whereas ‘Affordability Calculators’ were not developed to provide professional insights but rather as a tool to aid in capturing loan applications