FAQs for Real Estate Agents

No Dodd Franks specifically excludes real estate agents thus agents are not prohibited from discussing financial matters with their clients

Some companies, particularly those involved in the mortgage industry, commonly discourage agents from discussing financial topics. This approach is often intended to ensure that financial inquiries are handled by their in-house mortgage specialists. However, AskChristee supports informed discussions about a client’s financing options, encouraging collaboration with lenders regardless of their affiliation with a real estate company

AskChristee is not a lender therefore she cannot issue a ‘Prequalification’ letter. However, AskChristee technology is superior to lender methods for affordability or prequalification calculations.

AskChristee offers two modules that forecast affordable price homes.

The prequal module is designed to be utilized by loan professionals. The Christee algorithms provide greater insight to affordability issues when compared to Lenders.

The quick prequal module is designed for real estate agents and produces sophisticated affordability options based upon desired monthly mortgage payment.

We encourage you to compare lender and AskChristee affordability suggestions.

Licensed Real estate agents and loan officers are eligible to create a membership account.

You will have access to the ‘Christee Modules’ which will absolutely change your real estate career. You will separate yourself from competitors with a simple question “Would you like me to review your purchase options to discuss with a lender.”

The monthly cost is $10 per month with the option to cancel anytime. For additional details please visit ‘About Us’ page ‘For Real Estate Agents’

No. Loan officer use the Christee platform to enhance their ability to provide fast & accurate analysis and data to borrowers.

No. The only person with ‘agent’ responsibility in a real estate transaction is the real estate agent. 

Christee provides two modules that were developed for agents that do not wish to discuss their client’s income or monthly debts. The Quick PreQual module will develop an in-depth report of affordable purchase options based upon a desired monthly payment.

The Quick Buyer Choice module will develop purchase loan options for a specific property without entering the client’s income or debts

Either module will allow you to compare loan types, downpayments, and closing cost thus allowing your clients to make smart decisions.

An agent should protect the interest of the clients (homebuyer) in all matters. Finances are an extremely important aspect of buying a home.

The NAR endorses agents using mortgage calculators to help REALTORS® advise their buyer clients, build trust and raise their clients’ financial literacy

Real estate agents are not licensed appraiser but they read and interpret sales data to arrive at an opinions of value. AskChristee will provide the financial analysis complete with comments and suggestions. By reviewing the Christee reports with clients and lenders, you elevate your role to that of a trusted advisor.

Each Christee report includes a link to ‘Help’ which explains the inputs and details of the report. 

We encourage you to watch the instructional AskChristee Video Series. Click Here to Watch 

There is no additional cost associated with having the mobile app on your phone.

Yes, Our experience indicates that AskChristee will dramatically increase lead conversion. Many homebuyers are inherently wary of salespeople.  The key to making a good first impression is not sounding like a salesperson. AskChristee provides the tools for you to demonstrate your value in financial matters thus elevating you to a Trusted Advisor and not just a salesperson.

To achieve success in real estate requires many things including (a) commitment to hard work (b) Promoting yourself without sounding too salesy and (c) The ability to establish trust to those you wish to serve. You supply the work and Christee will create a easier path to success

Under the ‘About Tab’ select ‘For Real Estate Agents’ to determine availability and cost for AskChristee membership in your market or click here

You may cancel your membership at any time. Membership dues will stop and be prorated as of the date of your cancellation. 

There is absolutely no comparison. AskChristee was developed to be a professional tool for loan officers and real estate agents to elevate their careers.  ‘Affordability Calculators’ or ‘Mortgage Calculators’ are not professional tools but rather a tool to aid in capturing loan applications.

AskChristee allows you to stand out as a trusted advisor, not just a salesperson, by providing concise answers to typical questions such as:

1. Based on my ideal monthly payment, what price range of home can I realistically afford?
   Help clients connect their budget with financing options and market conditions, setting the stage for productive discussions with Lenders.
2. How much total cash will I need to purchase a home, including down payment and closing costs?
   Allow clients to make confident decisions by providing a clear breakdown and explanation of estimated costs.
3. What strategies are available to reduce the amount of cash I need to buy a home?
   Showcase your resourcefulness by highlighting different loan types and allowable concessions to discuss with Lenders.
4. I love this home—what will my all-in monthly payment be, including taxes, insurance, mortgage insurance and HOA (if any)?
   Deliver full transparency so clients can make confident, informed decisions.
5. If I sold my home today, how much cash would I walk away with after all costs?
   Empower sellers with a net sheet that lays out the financial picture clearly.
6. Is now a smart time to buy, or should I wait for the market to shift?
   Guide clients with up-to-date insights and data-driven analysis and advice.
7. What are the real advantages of buying a home versus continuing to rent?
   Provide in-depth analysis that positions homeownership as a path to financial security, stability, and wealth-building.
8. What kind of wealth could I build by the time I retire through owning a home?
   Showcase the numbers which show how real estate can be a long-term asset, not just a place to live.
9. What price home can my parents afford without a monthly mortgage payment?
   Bring value across generations by explaining options tailored to seniors to buy a home utilizing a reverse mortgage.

• What’s the expected ROI (Return on Investment) and NOI (Net Operating Income) for this investment property?
  Speak the language of investors by analyzing cash flow, profitability, and long-term return.

AskChristee allows you to answer real estate related questions professionally on your phone.

Today, Agents struggle to convert buyer leads into clients – requiring more than 150 leads per closing. AskChristee offers an affordable and straightforward way to engage clients. AskChristee offers sophisticated analysis and reports without asking clients their income, monthly debts or credit score. 

Step 1. Discuss desired monthly payment and preferred location with buyer.

Step 2. Use AskChristee to generate best financial options based on client’s wishes.

Step 3.  Use the Christee-generated PDF files to review options with Lender and client.

This simple process ensures:

✅ A unique and impactful first impression that sets the tone for success

✅ A clear demonstration of your commitment to protecting your client’s best interests throughout the homebuying journey

✅ Seamless coordination with the lender, minimizing surprises and delays.

 AskChristee technology helps build trust with your clients—creating a smooth transaction experience and paving the way for future referrals.

Buyers often get excited about a property—only to quickly second-guess themselves or find out that final and best offers are due within the hour. In moments like these, quick decisions are critical, but the loan officer might not be available. That’s where the AskChristee mobile app comes in.

With AskChristee, agents can:
✅Instantly view purchase and loan options while touring the property.
✅Compare multiple scenarios at once, including price, max monthly payment, available cash, and seller concessions.
✅Generate a detailed PDF to send directly to the lender for an updated pre-approval.

AskChristee empowers agents with real-time financial insights—helping buyers make confident decisions and ensuring smoother, faster transactions.

Real estate is a proven wealth-building strategy, yet many agents avoid working with investors due to a lack of expertise. AskChristee changes that, equipping you with professional insights, including:

✅ Total Cash Requirement & ROI – Maximize return on investment.
✅ Mortgage & Cash Flow Analysis – Understand debt service & profits.
✅ Net Operating Income & Tax Benefits – Optimize deductions & savings.
✅ Future Value & Equity Growth – Project long-term gains.
✅ Investment Ratios – ROI, Cap Rate, Debt Service & more.
✅ Analyze All Property Types – Vacation rentals, residential, multi-unit.
✅ Send Professional Reports – Share PDF analysis with clients & lenders.

Agents, expand your business and earnings by becoming the go-to expert for real estate investors with AskChristee!

Owning a vacation home is part of the American Dream.  The finances for buying a 2^nd home are distinctively different from buying primary home. For example, calculating potential tax deductions is a nightmare. AskChristee empowers Agents to confidently guide second-home buyers with:

✅ Sales Price & Purchase Analysis – Evaluate affordability.
✅ Mortgage & Monthly Payment Breakdown – Provide clarity on costs.
✅ Location-Based Down Payment & Closing Costs – Plan ahead financially.
✅ Tax Deductions & Savings –available for vacation homes.
✅ Purchase Optimization – Leverage seller concessions, cash, or payment strategies.

Millions of seniors downsize each year, yet many agents overlook a powerful option—buying a home without a monthly payment and no income qualifications. With AskChristee, you can confidently guide senior clients through Reverse Mortgage purchases by providing:

✅ Affordable Home Options based on age with no mortgage payment.
✅ Reverse Mortgage Details for any specific property.
✅ Down Payment & Closing Costs tailored to location.
✅ Flexible Purchase Price Options based on available cash.

Agents, potential senior homebuyers are everywhere! Tap into a market of over 50 million seniors and expand your business with AskChristee!